FHA Mortgages Costs Increases

Looks like they're raising the costs of FHA loans.  While FHA loans are attractive because of their low down payment (3.5%), I would avoid them because of the high monthly mortgage insurance and the high upfront mortgage premium.  I'm hearing of lenders that can do a 5% down conventional loan.  That would be a better way to go. Check out this article from the LA times:

http://www.latimes.com/business/la-fi-harney-20130210,0,594155.story